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Thailand answers, healthcare

How much is travel insurance to Thailand?

By DigiTao editorial.

What published quotes look like in 2026

PolicyTripPriceMedical limitQuote from
WorldSecure Basic2 weeksFrom 27 GBPNot statedHelloSafe, age 30, UK, priced 22 July 2026
WorldSecure Platinum2 weeksFrom 45.40 GBP250,000 GBPHelloSafe, same profile
Go Explore +2 weeksFrom 60.06 GBP420,000 GBPHelloSafe, same profile
Typical policy sold for Thailand2 weeksAround 1,100 THB3.6 to 9 million THBInsurance Business, 7 April 2026
ACS Globe Traveller1 month52 USD150,000 EURThailand Starter Kit, 14 August 2026
Luma Health, lowest plan1 month131 USD200,000 USDThailand Starter Kit
World Nomads Standard1 month166.69 USD125,000 USDThailand Starter Kit
SafetyWing Essential4 weeks62.72 USD, ages 18 to 39250,000 USD overallSafetyWing, 2 October 2026

HelloSafe puts its six UK policies at about 27 to 66 GBP. It is one comparison site and one traveller profile, so get your own quote. Convert any line with currency check.

Is travel insurance mandatory for Thailand?

No. Thailand Starter Kit confirms that insurance is not required to enter on a tourist visa or a visa exemption, and HelloSafe says the same for UK visitors. That may change: the Ministry of Public Health is studying compulsory cover for foreign visitors because of unpaid hospital bills. Travel Tomorrow reported on 14 April 2026 that "no law has been passed, and no final timeline or system has been confirmed", and we found no decision since.

Two long stay visas do require health insurance, the LTR and the O-A retirement visa. The amounts are in is health insurance mandatory for a DTV in Thailand.

What moves the price

  1. Your age. The SafetyWing price above stops at 39.
  2. The medical limit. Thailand Starter Kit treats 100,000 USD as the floor for Thailand.
  3. Scooters and diving. Many policies exclude or condition both, and some sell them as paid options. Read does travel insurance cover motorbike accidents in Thailand before you compare prices.
  4. The length of the trip. For months and not weeks, look at nomad policies billed every month or every four weeks; we compare two in SafetyWing or Genki for a year in Thailand.

Why people buy it anyway

The UK Foreign Office tells travellers to have insurance covering local treatment and medical evacuation. The bills are in our healthcare and health insurance guide.

This is not insurance advice: a policy pays what its wording says, so read the exclusions first.

Sources

  1. HelloSafe UK, a comparison site, travel insurance for Thailand, updated 1 October 2026 (six policies from about 27 to 66 GBP for 14 days, single traveller aged 30 from the UK, priced 22 July 2026; medical limits of 250,000 and 420,000 GBP; not a legal entry requirement for UK visitors), accessed .
  2. Thailand Starter Kit, how to pick travel insurance for Thailand, 14 August 2026 (one month quotes for World Nomads, Luma Health and ACS, 100,000 USD as a minimum medical limit, insurance not required on a tourist visa or visa exemption, proposal under review), accessed .
  3. SafetyWing, Nomad Insurance page (Essential at 62.72 USD per 4 weeks for ages 18 to 39, 250,000 USD overall limit), accessed .
  4. Insurance Business Asia, 7 April 2026 (Thailand weighs compulsory accident cover for tourists, two-week policy at around 1,100 THB with 3.6 to 9 million THB of medical cover, unpaid bills of roughly 100 million THB a year, 300 THB fee still under consideration), accessed .
  5. Travel Tomorrow, 14 April 2026 (Ministry of Public Health studying mandatory travel insurance, no law passed and no timeline confirmed, 300 THB fee on air arrivals revisited), accessed .
  6. UK Foreign, Commonwealth and Development Office, Thailand travel advice, health (appropriate insurance for local treatment or medical evacuation), accessed .

Facts in this answer last verified .

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